Terms and Conditions

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Effective Date: June 1, 2024

Welcome to MGC Insurance. By accessing or using our website www.mgcinsurancebroker.com (the "Site"), you agree to be bound by these Terms and Conditions.

If you do not agree with any part of these terms, you must not use our Site.

1. Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use of this Site by any third party.

2. Eligibility

By using this Site, you represent that you are at least 18 years old and have the legal capacity to enter into these Terms and Conditions. If you are using the Site on behalf of an organization, you represent that you have the authority to bind that organization.

3. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of MGC Insurance or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our express written permission.

4. User Accounts

If you create an account on our Site, you are responsible for maintaining the confidentiality of your account information and password. You agree to notify us immediately of any unauthorized use of your account.

5. Limitation of Liability

To the fullest extent permitted by law, MGC Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, including but not limited to loss of profits, data, or use, even if we have been advised of the possibility of such damages.

6. Disclaimer of Warranties

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted or error-free, that defects will be corrected, or that the Site is free of viruses or other harmful components.

7. Indemnification

You agree to indemnify, defend, and hold harmless [Your Insurance Company Name], its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Site or your violation of these Terms and Conditions.

8. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

9. Changes to Terms

We may revise these Terms and Conditions from time to time. Any changes will be effective immediately upon posting the revised Terms on our Site. Your continued use of the Site following the posting of changes constitutes your acceptance of such changes.

10. Termination

We reserve the right to terminate or suspend your access to the Site at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Site or us.

11. Opt-In Messages Campaign

Upon voluntary acceptance of SMS, Alerts & Marketing Communications, the user will receive information of our products, ability to schedule appointments, and the ability to reschedule appointments.

You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to sales@mgcinsurancebroker.com.

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you from us and to us from you. You will receive weekly reminders. For questions about your text plan or data plan, contact your wireless provider.

For privacy-related inquiries, please refer to our privacy policy: Privacy Policy

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us at: privacypolicy@mgcinsurancebroker.com